This ATM receipt was left behind at the machine in NYC showing over $3 million in someone’s account. Although there are obviously millionaires everywhere in North America it’s so strange to see this receipt because it humanizes them. Oh, millionaires use ATM’s too! It’s a strange thought to make. Thinking about myself having that much money free in an account is weird. I have gotten used to not having much money for a long time. Forever actually. At this point in time my $3000 emergency fund is the most earned money I have ever had in my bank account.
$3 million dollars is actually far more than I even care to have. I wouldn’t turn it down of course, but my dreams are much lower than this. What I’d like is to pay off my debt. Once I do that, if I am still making the same money I am now I honestly wouldn’t even be able to spend it all. I’d buy a bit more stuff, but even as it is now after my most recent shopping spree in which I bought all of the things I was needing I don’t feel a need to buy things and have trouble thinking up things I’d like to have.
I do have my traveling wish list, so I guess that I would just have more money to put towards my trips, and be able to get to the places I want to go sooner. And I’d like to have some children one day, so making a bit more money in order to afford them is important.
With all of this being said, I’d be quite happy if I never made more than $40,000 take-home each year. It’s not the highest number, which I think means that I can afford to be more choosy when it comes to my career path. I’d love to work from home and if I continue to write and work on social media/online business maybe I can make enough one day to solely do this. I am not set on working from home, but I am definitely going to give it a try and keep it as an option, especially since it might be easier to do that if I do end up with children one day. I am not saying I will stop trying to improve myself and my career once I make that much money, but my motivation won’t be a financial one.
Maybe it’s my realization that minimalism is much more fulfilling than consumerism. Buying a bunch of things never made me happy and saving the money towards financial freedom feels wonderful. I’d be happy with a small home my entire life, although eventually I would like to upgrade the quality of the home as we can afford it. Either way I’m pretty happy that I don’t feel like it takes a ton to make me happy.
If I had the $3 million in my account I’d probably pay off debts and spend a bit but do the boring thing and invest the rest of it for retirement or children.
How much money would it take to make you happy? What would you do with $3 million?