November wasn’t a horrible month for my budget, but it also wasn’t amazing. Take a look at my budget : A few important notes : I’m really happy we ended up saving on groceries this month. We spent about $250 for the both of us, which is pretty reasonable and better than I have budgeted … Continue reading »
Last month I bought enough clothing to get myself through for many more months without needing anything. In fact, I could probably go a few years without buying more clothing, but that’s just so unrealistic for me I am not even considering getting rid of my clothing fund in my monthly budget. My … Continue reading »
This week I did really well with my spending update… likely due to the fact that last week was so expensive I decided to lay off purchasing anything for awhile. I am ensuring that I add up our grocery bills every week so that we don’t end up with another outrageous month. So far so … Continue reading »
I don’t know if it’s because many blogs (even personal finance blogs!) include traveling, or because after 6 years of schooling I finally have the spare money and time to go on a trip, but I have been thinking a lot about traveling lately. It could also be the fact I live in a teeny … Continue reading »
Well, it looks like my very little spending streak is over. Don’t worry, I haven’t gone crazy, just had a friend visit, and had to buy a few clothing items for work. Take a look here : On Sunday I went for drinks on a patio with my friend who was visiting. Next time, maybe … Continue reading »
I feel guilty. I spent under $100, on fairly reasonable things while a good friend was visiting, but I still feel guilty. I bought : a sweater I’ve been wanting for months that went 40% off ($20) went to lunch ($16) a bracelet ($5) a latte ($4) went for drinks ($25) I think budgeting and … Continue reading »
So I’ve decided to do a weekly budget update every Saturday. It is the place where I add up all of the money I spent over the past week, and show where it has all been going. Although I did have a trip to Toronto at the beginning of August which cost me a bit … Continue reading »
I went to the bank about a month after I finished school, to close my student line of credit into a loan in repayment, and while there the financial advisor spoke to me about Tax Free Savings Accounts (TFSA), and how I should open one. It was before I had really started to take charge … Continue reading »
So far this week, I’ve literally spent nothing. At all. All week. I guess you may count the cheque for $320.00 that I had to write for my car insurance / payments for July and August, but as far as variable spending goes, nada! It is a great feeling, but obviously something that cannot be … Continue reading »
Welcome to my blog ! My name is Gillian, and I am a 25 year old recent University graduate who has found myself in a staggering amount of student debt. I currently have a job serving, not exactly in my field of study (marketing), and have always had a problem spending too much on clothing, … Continue reading »
